Don’t Forget Your Helmet

September 30 2015
motorcycle rider

What better state to own a motorcycle then California.  If you’re touring the Malibu coast line or commuting the inland highways you must be compliant with California state law. Your motorcycle insurance policy must have liability insurance coverage. This type of insurance will pay for property damage and bodily injury suffered by others in a crash that you caused.

Now that your property is protected, the state of California also requires that you safeguard you and your passage with approved safety helmets regardless of whether you ride a motorcycle, a motor-driven cycle, a motorized bicycle or a motorized scooter.

Riding a motorcycle is characteristically risky. Motorcycle insurance carriers offer discounts to riders who attend and complete motorcycle safety courses.  Insurance companies want to keep you safe.  The majority of states that require motorcycle insurance also require insurance companies to give riders a discount for completing state-approved motorcycle safety course.

Taking a motorcycle safety course designed especially for beginners, will teach you the basics of operating a motorcycle.  And, the safety course might impress your insurance company, thus resulting in discounts and lower insurance rates.  Furthermore, regardless of your bike riding knowledge, taking the Experienced RiderCourse will sharpen your skills.  Plus, just as with the Basic course your insurance company after completion may offer a lower insurance rate.

The discount for completing a motorcycle safety course may vary between insurance companies. Check with your agent to learn more about this discount.

 

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